Mechanical Breakdown Insurance

Gold Cover (summary)
All mechanical and electrical Components* and associated labour costs of the insured Vehicle are covered, provided they are of the original manufacturer’s specification.

Oil Seals & Gaskets
All oil seals and gaskets are covered for sudden failure (except where the failure is due to Wear and Tear).

Timing Belt
If the timing belt has been changed in accordance with the time/mileage requirements specified by the manufacturer (receipt required) it will be covered against mechanical Breakdown.

Casings
Should the failure of a covered Component result in damage to any associated casing the replacement will constitute part of the claim within the Insurance Claims Limits.

Working Materials
Where an authorised repair requires the replacement or topping up of oils, antifreeze or other fluids, or replacement of the oil filter, these will also constitute part of the claim within the Insurance Claims Limits.
* Certain Components are excluded. Your Insurance document contains the full list of these exclusions.


The following will only be included if selected as optional additional cover items on the Schedule, and the appropriate additional premiums paid.

Turbocharger / Supercharger / Kompressor
The complete unit is covered providing it is of original manufacturer’s equipment (including the wastegate if it is an integral part of the unit and cannot be bought separately).

Anti-Lock Brake System (ABS)
Factory fitted anti-lock braking systems are covered. (Excluding: wiring and connection faults).

Air Conditioning / Climate Control
Factory fitted air conditioning systems are covered (Excluding pipes, unions, wiring and receiver drier).

Re-gassing
Within the limits of indemnity, where the replacement of a covered Component requires re-gassing of the system, a maximum of £40.00 inc. VAT will be contributed (routine maintenance/re-gassing is not covered).

Catalytic Converter
The factory fitted catalytic converter is covered for mechanical Breakdown (excludes damage caused by impact, corrosion or incrrect grade or type of fuel.

Important notice:
Please note that an Insurance Summary does not contain the full terms and conditions of the Insurance product. Full terms and conditions can be found in the Insurance document so please ask for  copy of this.